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OUR LOAN PRODUCTS
ALLEGIANT offers a vast array of financing options tailored to our client's unique and specific circumstances.
CONVENTIONAL
LOANS
FHA
LOANS
USDA & VA
LOANS
REFINANCE &
HOME EQUITY
IVESTOR AND NON-QM LENDING
Conventional Financing
offers:
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Accessible with a Credit Score of 620+
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Down Payment as Low as 3%
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Applicable for 1-4 Unit Properties
Conventional loans are private mortgages that are not part of any government program. They typically offer lower costs than FHA loans, although they can have stricter qualification requirements.
These loans are an excellent option for individuals with "good" credit, providing flexibility and potentially lower monthly payments.
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FHA Financing features:
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Credit Scores as Low as 580​ w/ Down Payment as Low as 3.5%
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Credit Scores as Low as 500​ w/ 10% Down Payment
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Available on 1-4 Unit Properties
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FHA loans are a great option for those with lower credit scores or limited funds for a down payment, making homeownership more attainable.
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FHA loans also offer streamlined refinancing options, making it easier to adjust your loan terms in the future.
USDA & VA Financing features:
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Credit Scores as Low as 550
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100% Financing Available with NO DOWN PAYMENT required*
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Must be in a USDA Designated Rural Area*
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USDA loans provide an excellent opportunity for homeownership in rural areas with no down payment and no requirement for qualifying assets.
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VA Financing
(for Veterans)
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100% Financing Available
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Credit Scores as Low as 550
Home Equity Line of Credit (HELOC)
features:
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Flexible Access to Funds
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Competitive Interest Rates
A Home Equity Line of Credit (HELOC) allows you to leverage the equity in your home to access funds as needed.
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Mortgage Refinancing​​
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Reduce Your Interest Rate
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Lower Your Monthly Payments​
Mortgage refinancing can help you achieve various financial goals, such as lowering your monthly payments.
Investor Financing features:
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Competitive Rates and Flexible Terms
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Financing for Various Property Types
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DSCR Loans
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1099 Loans
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Bank Statement Loans
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Non qualified mortgages are designed to help individuals acquire, refinance, or expand their real estate holdings.
These options are also great for borrowers with non traditional income such as self-employed or contract workers.
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LET’S TALK
Ready to purchase a property and need help with financing? Get in touch to find out how I can help with your mortgage needs.
SERVICING ALL OF LOUISIANA
225-620-9902